The purpose of this quantitative study was to identify the relationship between culture, family socioeconomic status and community infrastructure to financial knowledge and behavior of Native American high school students in Montana, New Mexico, and South Dakota. A secondary analysis of survey data gathered in the 2008 Oweesta Jump$tart Study was analyzed by conducting an ANOVA comparison of means. The National Jump$tart survey was administered at high schools with a high population of Native American students in Montana, New Mexico and South Dakota. In the original study, questions were added to the survey instrument to collect demographic data. This dissertation is a detailed analysis of the research findings and literature related to financial literacy, financial education, financial behavior, Native American culture, family socioeconomic status and community infrastructure. The theoretical foundation for this study is based on Bandura’s social learning theory with the premise that learning occurs through reciprocal interaction of environmental, behavioral and personal factors. Results of this study found a relationship between culture, family socioeconomic status and community infrastructure and financial knowledge. A weak relationship was found between financial behavior and the independent variables. The researcher recommends using findings to develop a financial education curriculum that incorporates collaboration with families and community to provide an opportunity to increase financial literacy skills of Native American high school students. Further study is suggested to determine influences on financial behavior.
|Advisor:||Bosselman, Robert, Swanson, Patricia|
|Commitee:||Shelley, Mack, Stenberg-Nichols, Laurie, Torrie, Margaret|
|School:||Iowa State University|
|Department:||Apparel, Educational Studies and Hospitality Management|
|School Location:||United States -- Iowa|
|Source:||DAI-A 71/06, Dissertation Abstracts International|
|Subjects:||Education finance, Secondary education, Native American studies|
|Keywords:||Culture, Financial behavior, Financial knowledge, Financial literacy, Native American|
Copyright in each Dissertation and Thesis is retained by the author. All Rights Reserved
The supplemental file or files you are about to download were provided to ProQuest by the author as part of a
dissertation or thesis. The supplemental files are provided "AS IS" without warranty. ProQuest is not responsible for the
content, format or impact on the supplemental file(s) on our system. in some cases, the file type may be unknown or
may be a .exe file. We recommend caution as you open such files.
Copyright of the original materials contained in the supplemental file is retained by the author and your access to the
supplemental files is subject to the ProQuest Terms and Conditions of use.
Depending on the size of the file(s) you are downloading, the system may take some time to download them. Please be