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Dissertation/Thesis Abstract

Applying positive psychology to the examination of factors related to saving
by Monden, Kimberley R., Ph.D., University of Kansas, 2009, 105; 3360105
Abstract (Summary)

Ninety-eight participants completed an online survey measuring self-control, regulatory focus, emotional and psychological well-being, total savings, and a variety of saving behaviors. Using hierarchical regression analysis, the predictive value of self-control and regulatory focus on amount of total savings was investigated. It was found that self-control and regulatory focus do not account for a significant proportion of the variance in savings above and beyond age and income. Furthermore, chi-square analysis revealed that type of regulatory focus was not significantly related to the type of saving strategies participants utilized. However, it was found that participants with a promotion focus started saving earlier than those with a prevention focus. The present study also examined the outcome of saving money in terms of emotional and psychological well-being. Multiple regression analysis revealed that total savings did not serve as a significant predictor of emotional or psychological well-being, above and beyond income.

Indexing (document details)
Advisor: Lopez, Shane J.
Commitee: Coder-Mikinski, Tamara, Kirk, Sarah, Krieshok, Tom, Welch, Greg
School: University of Kansas
Department: Psychology & Research in Education
School Location: United States -- Kansas
Source: DAI-B 70/06, Dissertation Abstracts International
Subjects: Social psychology, Economics, Clinical psychology
Keywords: Regulatory focus, Saving, Self-control, Well-being
Publication Number: 3360105
ISBN: 978-1-109-23814-3
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