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Dissertation/Thesis Abstract

Increasing Financial Literacy of Believers in the Kingdom Builder’s District, Monroe, Louisiana
by Riley, Odell, D.Min., Regent University, 2021, 170; 28318217
Abstract (Summary)

America's African American racial wealth gap is very complicated and requires significant work regarding changes needed to policies and programs to close the gap. The wealth gap has minimal progress with closure since the Emancipation Proclamation signing because of many contributing factors. Some of those factors include limited earnings and equal financial opportunities contributed by systematic racism, predatory lending, and racial injustices. Additionally, African American citizens lack financial education, which leads to questionable financial decisions regarding spending, borrowing, savings, investing, wealth protecting, homeownership, and inheritance planning. Many books, seminars, and self-help claim to guide and help people improve their financial knowledge; however, statistics demonstrate that the wealth closure gap is minimal.In this ministry project, the author created a grassroots educational program to educate and make foundational wealth impacting opportunities. In addition to educating, the program was designed to close the gap between knowledge and constructive financial decision-making to improve the African American community's financial position. The author demonstrated that personal financial education combined with a financial strategy and wise financial actions could improve African Americans' financial position. The project design consists of leveraging biblical financial principles and information from other writings such as articles, journals, and books to garner information to improve financial knowledge within the African American communities. The project aims to create a foundational program that can leverage African American churches' current infrastructure as a catalyst for advancing financial literacy. The project was defined with a focus on African American communities; however, it can be leveraged for any group regardless of ethnicity.

Indexing (document details)
Advisor: Flynn, James T.
School: Regent University
Department: School of Divinity
School Location: United States -- Virginia
Source: DAI-A 82/8(E), Dissertation Abstracts International
Subjects: African American Studies, Black studies, Education finance
Keywords: Financial literacy, Personal finance, Financial empowerment, Poverty in the U.S., Racial wealth gap, Systematic racism, Louisiana
Publication Number: 28318217
ISBN: 9798582526315
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