The current debit and credit cards have inherent security flaws. The solution to this problem is the use of Fortified Cards, which differ from the credit or debit cards due to the embedded Quick Response (QR) code. With a combination of a user’s International Mobile Equipment Identity (IMEI) number and the QR code on the Fortified Card, any transaction can be performed in a more secure way, thereby reducing security frauds.

In this report, three modules are explained, namely: User Interface (UI) design, database (backend) connectivity, and security. System Vision is used to explain the entire process of the transaction. The Android application uses the backend database in order to access and verify a user’s bank details. A few encryption algorithms were studied and Advanced Encryption Standard (AES) was chosen for implementation. The application was successful in transferring the transaction amount from the customer’s account to the vendor’s account.