This dissertation examines the reasons why low- and middle-income countries adopt financial inclusion policy and regulation. It does so starting with a quantitative model and ending with a comparative case study of the India and Mexico contexts. The quantitative model finds evidence that financial inclusion policy and regulation follows a state’s capacity and a state’s engagement with international organizations and peer states. The case of Mexico complicates these findings, challenging the causal direction of engagement with international organizations—Mexico uses international organizations both to emphasize the importance of financial inclusion policy and regulation within the country and to champion its position in the international community. The outlier case of India shows the prioritization of social inclusion at its extreme, displaying the role a social inclusion framework played even decades ago in creating a more inclusive banking sector. The dissertation concludes by articulating a road map for future scholarship, building on practitioner and international organization enthusiasm for the topic.
|Advisor:||Silvia, Stephen J.|
|Commitee:||Rhyne, Elisabeth, Sullivan Robinson, Rachel|
|School Location:||United States -- District of Columbia|
|Source:||DAI-A 77/09(E), Dissertation Abstracts International|
|Subjects:||International Relations, Public policy, Banking|
|Keywords:||Banking sector, Financial inclusion, Financial sector, International organizations, Microfinance, Policy|
Copyright in each Dissertation and Thesis is retained by the author. All Rights Reserved
The supplemental file or files you are about to download were provided to ProQuest by the author as part of a
dissertation or thesis. The supplemental files are provided "AS IS" without warranty. ProQuest is not responsible for the
content, format or impact on the supplemental file(s) on our system. in some cases, the file type may be unknown or
may be a .exe file. We recommend caution as you open such files.
Copyright of the original materials contained in the supplemental file is retained by the author and your access to the
supplemental files is subject to the ProQuest Terms and Conditions of use.
Depending on the size of the file(s) you are downloading, the system may take some time to download them. Please be