Dissertation/Thesis Abstract

Exploring Financial Performance Differences Between Credit Unions run by Male and Female CEOs in Florida
by Touhey, Debra E., D.B.A., Northcentral University, 2015, 121; 3746391
Abstract (Summary)

Since Credit Unions provide low cost financial services to customers that banks do not normally target, the importance of their availability and viability is critic to everyone. Further research is necessary to predict potential trends that can be averted through the hiring process if necessary. The problem to be addressed in this study is that there seems to be a significant financial difference in credit unions in terms of loan delinquency, capital ratio, total loans to total shares, and return on investments between credit unions managed by female CEOs vs credit unions managed by male CEOs. Those affected include the customers, the Board members and the community which the credit union serves. Knowing if gender selection is a factor may assist in the sustainability of the firm. The aim of the study was to provide useful information to stakeholders to provide more opportunities for females in the selection, monitoring, and retention of Credit Union CEOs. A non-experimental quantitative method was used to test archived numerical hypotheses. The archived data included yearly data on loan delinquency, capital ratio, return on investments, and total loans. The data are publicly available from the National Credit Union Administration. The NCUA is an independent federal agency created by the United States Congress to regulate, charter and supervise credit unions. The data was used to compare financial metrics among each credit union. Data was analyzed using descriptive statistics and the Mann-Whitney U Test. The results indicated that there was a significant difference in capital ratio percentages between credit unions managed by female CEOs and were significantly different from credit unions managed by males. The results indicated that for total loans, loan delinquency, and return on investments there was no significant difference in male and female CEOs managing their respective credit unions.

Indexing (document details)
Advisor: Fore, Jerome
Commitee: Avena, Nicole, Dereshiwsky, Mary
School: Northcentral University
Department: School of Business and Technology Management
School Location: United States -- Arizona
Source: DAI-A 77/06(E), Dissertation Abstracts International
Subjects: Finance, Banking
Keywords: Banking, Credit Union, Financial performance report, Gender, NCUA, Ratios
Publication Number: 3746391
ISBN: 978-1-339-39777-1
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